Privacy Policy

Within the Privacy Policy, the operator of this Web site ("Website") will be referred to as "Company", "we", “Site” or "us". We are committed to safeguarding your privacy online. We recognize online privacy as a valid and important issue. The following Policy outlines how our business works, what information we collect and how we go about collecting it, and under what circumstances the information is shared with third parties. Please read our privacy policy ("Privacy Policy") to understand how your personal information will be treated as submitted on the Website. This Policy also applies to individuals who have agreed to receive email marketing from the Company through opt-in or opt-out registration on another Website.

By visiting the Site, you are accepting the practices described in this Privacy Policy, as well as our Terms and Conditions. By applying for promotional offers, making a purchase, providing information to us, or otherwise using the Site in any way, you are further indicating your acceptance of this Privacy Policy and our Terms and Conditions. If you do not agree to this Privacy Policy or our Terms and Conditions please do not use or visit this Site, and do not disclose any information to us. By signing up, you are certifying you have read, understand and agree to our Privacy Policy.

Collection of Personally Identifiable Information

Each time you provide information to take advantage of a promotional offer, enter to win a contest, send us an email, or otherwise transmit information via the Site, we may obtain and collect personally identifiable information (“PPI) including (but not limited to) your first and last name, email address, mailing address, telephone number, and cell phone number. We may allow you to co-register (simultaneous registration with another third party website and our Website) to participate in some of our services and promotions or those of third party Websites, as well. You may also provide us with information that, when combined with personally identifiable information, provides us with a better idea of who you are, such as your gender, birthday, marital status, and education level (collectively with the personally identifiable information, "personal information"). If you choose to use our services, we may require you to provide information as indicated on the forms throughout the Site.

Use of Personally Identifiable Information (PII)

We may always use and share with others your personal identifiable information to enable us to generally respond to you, or to process, validate and verify requests and/or purchase orders; to fulfill any of your requests; to send information to you about additional goods or services; to compile and/or distribute information about our Website users and usage patterns; to provide useful information to our Website designers for developing new features and services; to tailor your experience on our Websites, e.g., showing content that we believe may interest you or altering the content based on your personal preferences; and in any way we deem advisable to provide better goods or services to our customers.

We may also use personal information for any marketing and survey purpose on behalf of itself and its affiliates and subsidiaries. We may disclose personal information to third party agents and independent contractors that help us conduct our marketing and survey efforts. Further, we may disclose personal information to other companies in connection with marketing efforts including but not limited to direct marketing, which may have no relationship to us. Finally, if we or any of our assets are acquired by or merged with another entity, member information will be one of the transferred assets.

Additionally, we will use or disclose your personal information under the following circumstances: (1) in response to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; (2) in the event you violate or breach an agreement with us; (3) we believe you will harm the property or rights of our Website or those of our other customers, (4) we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms of use, or as otherwise required by law, or (5) personal information may also be shared with or sold to any successor to, or purchaser of, part or all of our assets.

We may employ other companies and individuals to perform services on its behalf and on behalf of the Network Sites, such as (1) administering sweepstakes, contests and other promotions, (2) sending emails, (3) providing marketing assistance, and (4) database management and analysis. Such companies and individuals will have access to Member PII only to the extent necessary to perform their services, but will not be permitted to use it for any other purpose.

Credit card information

To the extent that credit card-specific information is collected at the Website and any of our affiliates and/or subsidiaries, said information will be kept in confidence and will not be shared with any third parties (other than consumer credit agencies) without your prior informed consent. Notwithstanding the foregoing, the Company and our affiliates and/or subsidiaries reserve the right to share with third parties the fact that they have credit card information on file for specific users but they will not share specific credit card information with third parties without the user's prior informed consent.

Opting-Out

Members are automatically opted-in to receive our newsletters and offer e-mails at the time of enrollment. You may opt-out by visiting the unsubscribe link on the emails.

Cookies

"Cookies" are a feature on your browser software. If enabled, cookies may store small amounts of data on your computer about your visit to any of this Site. Cookies assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. When you visit this Site again, cookies can enable us to customize our content according to your preferences. We may use cookies to: keep track of the number of return visits to this Site; accumulate and report aggregate, statistical information on Website usage; deliver specific content to you based on your interests or past viewing history; save your password for ease of access to our Site. You can disable cookies, although the Site may not function properly for you. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set.

IP Addresses

We automatically track certain information based upon your behavior on the Site. We may use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the Site or not), which URL you next go to (whether this URL is on the Site or not), your computer browser information, and your IP address. Your Internet Protocol ("IP") is a unique Internet "address" which is assigned to you by your Internet Service Provider ("ISP"). For local area network ("LAN"), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user's traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages.

Computer Profiles

We may also collect and accumulate other anonymous data which will help us understand and analyze the Internet experience of our visitors. For instance, we may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement. Unless you provide us with personally identifiable information, we will not use such visitor data to identify you.

Clear Gifs (Web Beacons/Web Bugs)

We may also use a software technology called clear gifs (Web Beacons or Web Bugs), that help us determine what content on our Site is most effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. This information is analyzed to help us market our products and services more effectively. We do not tie the information gathered by clear gifs to our customers’ personally identifiable information. We may also use clear gifs in our HTML-based emails so that we know which emails have been opened. We use this information to monitor the effectiveness of our email campaigns and to validate our results to our marketing partners.

Log Files

Log files are also used to track and monitor traffic patterns on our Site. They are not used to track or monitor personally identifiable information.

Links and Companies providing Offers

This Privacy Policy applies only to the Site. The Site contains links that direct you to websites owned and operated by other companies. We do not control, and assume no responsibility for, the content, privacy policies, or practices of any third party websites, which may employ cookies and/or collect personal information. In addition, we will not and cannot censor or edit the content of any third party site. Please be sure to read the privacy policy of each third party website that you visit.

Age Restriction

Persons under the age of 18 are not eligible to use this Site. We do not knowingly collect contact or personal information from persons under the age of 18. This Site is not intended to solicit information of any kind from persons under the age of 18. It is possible that by fraud or deception we may receive information pertaining to persons under the age of 18. If we learn that a person who registers on the Site is under the age of 18, we will promptly terminate that individual's account.

Location of Data and Security

Your information may be stored and processed in the United States or any other country in which we or its affiliates, subsidiaries or agents maintain facilities, and by using this Site, you consent to any such transfer of information outside of your country.

We use procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption, and "firewalls." We employ many different security techniques to protect such data from unauthorized access by users inside and outside the Company. However, perfect security does not exist on the Internet.

LIMITATION OF LIABILITY

TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER US NOR ANY OF ITS MEMBERS, SUBSIDIARIES, PUBLISHERS, SERVICE PROVIDERS, LICENSERS, OFFICERS, DIRECTORS OR EMPLOYEES, WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY USE OR INABILITY TO USE THE SITE OR THE CONTENT. YOU UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO: (i) ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE OR THE CONTENT, (ii) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SITE OR THE CONTENT, (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE OR THE SERVICE, OR (v) ANY OTHER MATTER RELATING TO THE SITE OR THE CONTENT, EVEN IF WE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SITE, THE CONTENT, PRIVACY POLICY, OR THE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Indemnification

You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless us, our affiliates, licensors, officers, directors, employees, and agents from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, indirect, incidental, consequential, and/or exemplary damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Site or the Content, or any violation by you of the Terms and Conditions or Privacy Policy.

End of Privacy Policy

Version 06-18-07